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Home Insurance

Finding great value in your home insurance protection is all about finding a great company that provides the coverage, discounts and additional protection at the right price. We’ll proudly compare our protection to any competitor and show how clients get more for less with Anthony.

We’ll find the right coverage for your home and then get down to the business of finding the discounts you deserve.

COVID-19 has changed the way we live and work. Canadians are working from home and spending more time online than before. To make sure you get the coverage you need, we made improvements to our home insurance policies. Personal liability coverage now includes Work From Home as an acceptable business use of the premises and business property limit is now $7,500 for all home insurance policies.

 

Discounts and Savings Opportunities

  • Claims Free Discounts: If your property is claims free for 3 years you may be eligible for a discount. If the property is claims free for 5 years your savings could be even greater.
  • Combined Property and Automobile Discount: When we insure both principal residence and personal automobiles, you may qualify for additional savings on both your automobile and home policies. (both policies must be insured through Novex to receive these savings.)
  • 50+ Discount: If you are aged 50 or more you may be eligible for an additional discount.
  • Age of Dwelling: Homes built within the past 25 years and insured under a homeowners policy can qualify for additional discounted savings.
  • Burglary/Fire Alarm: Additional discounts are available for dwellings with alarm systems.
  • Mortgage Free: Reduced premiums on your homeowner policy if you are mortgage-free.
  • Increased Deductible Credit: If you increase your deductible, you receive an additional discount off your premiums.
  • Better Payment Plans: Anthony Insurance offers qualifying customers a superior interest-free bank deduction plan that is truly interest free! No hidden costs or fees.

Features & Optional Extras

  • Comprehensive form automatically includes by-laws coverage and guaranteed replacement cost on building coverage.
  • We insure properties to 100% of replacement value to ensure that our customers have adequate coverage and to ensure that the guaranteed replacement cost on building is valid where applicable.
  • Replacement Cost — Contents: replacement cost coverage on contents is included for all homeowners’ packages.
  • Inflation Guard: inflation guard is applied at policy renewal to automatically adjust the amount of insurance. The renewal premium is then based upon the revised amount of insurance. All homeowner policies contain this feature, which also adjusts the amount of insurance at the time of a loss to compensate for inflation and enhance your amount of protection.
  • By-Law Endorsement: By-Law coverage is included under the Comprehensive Form. This endorsement applies to the dwelling building only. When determining the cost of repairs or replacement in the event of an insured loss, this endorsement allows for any increased costs of repair or replacement due to the operation of any law regulating the zoning, demolition, repair or construction of the building, subject to a maximum amount of 15% of coverage limit A – Dwelling Building.
  • Earthquake Endorsement: This optional coverage protects against loss or damage caused directly by an “earthquake“, but not against the damages that happen after the “earthquake“.
  • Identity Theft: This endorsement provides coverage for identity theft expenses up to a maximum of $15,000 per occurrence arising directly from an act of Identity Theft committed against the Insured. There is a maximum limit of $30,000 per household, per policy period. This endorsement applies on a policy basis and is sold as an optional coverage. Call your Anthony Representative for further details.
  • Flexible Payment Options: Anthony clients choose your monthly payment date and get our interest free, no-fee payment options with a regular market policy.